The Barrowers sought a $$164,000$ loan from LendFed Bank to finance the purchase of a house being built for them. The loan was to be secured by a mortgage on the new home. One provision required that the Barrowers pay $2(1)/(2)\%$ of the face value of the loan as a "mortgage organization fee." Of that amount, $(1)/(2)\%$ was to be paid to LendFed Bank and the remainder to the LendFed branch manager as a bonus$/$commission$.$The Barrowers sued LendFed Bank contending that the bonuses and commissions to be paid to LendFeds staff$/$manager were in violation of the anti$-$kickback provision of the Real Estate Settlement Procedures Act. Will the Barrowers prevail?