the bonds at specified prices. f. The benchmark interest rate that banks charge to their customers with good to excellent credit is generally termed the . g. The interest rate on bank loans is often tied to short-term interest rates. These loans are usually called loans. h. Where there is a(n) , securities are sold directly to a small group of institutional investors. These securities cannot be resold to individual investors. In the case of a(n) , debt can be freely bought and sold by individual investors