The business computing world has gone through several computer cycles. For example, years ago we used mainframe computers with dumb terminals that didnt do much processing on their own and, instead, relied entirely on the mainframe server to work. We then moved to individual and personal computers, each running their own separate programs and doing their own processing. This was followed by the use of central servers that all computers pointed back to for file storage, applications, processing, and databases. Today, it seems that we have almost gone full circle and returned to dumb terminal functionality with systems, such as cloud computing and mobile apps. Do you agree or disagree with this last statement? How does the use of cloud computing services resemble dumb terminal functionality? Where does it differ?