The buyer was given a Loan Estimate at the time of the application for the mortgage and it is now three business days before closing. The appraisal and the Closing Disclosure have been given to the buyer. The buyer's broker meets her client at the property for a walk-through and to review the documents. Which of the following occurrences will result in the buyer having the right to an additional three days to review the documents? There was a mathematical error on the proration of taxes or utilities b. Appliances are missing even though the seller agreed to include them The loan product was charged from a fixed rate to one that is adjustable There was an omission in the property disclosure of a recently discovered special assessment a. c. d