The Caldwell Herald newspaper reported the following story: Frank Ormsby of Caldwell is the states newest millionaire. By choosing the six winning numbers on last weeks state lottery, Mr. Ormsby won the weeks grand prize totaling $1.08 million. The State Lottery Commission indicated that Mr. Ormsby will receive his prize in 20 annual installments of $54,000 each. Use Excel or a financial calculator to solve. Round answers to the nearest dollar. Required: 1. If Mr. Ormsby