The Campbells mention that they have invested in Guaranteed Investment Certificates (GICs), but they would like to diversify their portfolio with some growth-oriented investments. They like the fact that these investments have the potential to provide better returnsthey would be happy with an average of 8% for their portfoliobut recognize that these investments will fluctuate and may have negative returns. Joe and Jane are comfortable with this concept provided that the vehicles chosen are of high quality and have a proven track record. They are not looking for a get-rich-quick scheme, and are prepared to invest for the long term to achieve their goals.

Would you consider the Campbells to have a low, medium or high risk tolerance? Why?