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The car of your dreams is priced at $22,000.The dealer is offering to finance 100% of the price at 4.75% over 60 months.Alternatively, a local

The car of your dreams is priced at $22,000.The dealer is offering to finance 100% of the price at 4.75% over 60 months.Alternatively, a local bank is offering 100% financing at 3.00% over 48 months.If your max monthly payment is $450, which one would you opt for?

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