The child will attend college in 4 years from today and will require tuition payments twice per year over each of the childs four years in college. The payments must be made at the beginning of the year and midway through each year. The first years semi-annual payments are each $10,000, the second years semi-annual payments are each $11,000, the third years semi-annual payments are each $12,000, and the fourth years semi-annual payments are each $13,000. Calculate how much is the lump sum of money you need to deposit now in order to fund these annual tuition fee payments