The client deposited some amount of money 1.5 years ago at a rate of 3.5% (interest rate with monthly capitalization). Currently, the bank increased the interest rate to 5.5% and changed the capitalization to semi-annual. The deposit will continue for 12 months. a. Please calculate the amount saved at the beginning on the deposit and the client's earnings if he/she can withdraw at the end 60000PLN. b. Please calculate the effective interest rate for each period of this deposit (for the first 1.5 years and for the next 12 months). c. Please calculate the effective average interest rate for the entire deposit period (in total)