The College Board reports that the average cost of tuition and room for in-state public universities is $15,442 for the 2010-2011 school year. This annual education cost is projected to increase 6.6% annually. How much should you expect to pay for just the freshman year of college if your child begins in 12 years (2026-2027)?

a.$33,249.87

b.$32,674.31

c.$27,672.06

d.$32,780.47