The Company "The best option" decided to renew its security equipment valued at S/ 150,000 and financed it with the Bank "BC Banco" through a promissory note. The conditions of the loan granted were as follows: Interest Rate: 20% effective annual rate. (TORCH) Total term: 18 months Administration Expenses: S/ 120 at the beginning of the operation. Commission: 2.5% of the amount requested as a loan. Withholding: 10% of the principal or loan, this will be returned at the end of the agreed term, without earning any interest. Payment method: Equal semi-annual installments. Delinquency Commission: S/ 10,000 is only paid after the agreed deadlines. As part of your financial decision: a) Indicate the amount that the company should have requested as a loan from the Bank to obtain the net S/ 150,000 necessary to purchase the security equipment, thus avoiding any contingency without exception that may arise. b) What would be the total cost that the company would have to pay, lower these conditions. Note: TEA Annual effective rate a