The consumer experiences different interest rates for borrowing and lending.Therefore, a decrease in t and an increase in t in such a way that the government budget constraint holds results in which of thefollowing? (Select all thatapply.)

A.

Borrowers increasing their currentconsumption, decreasing their futureconsumption, and maintaining the same level of savings

B.

Lenders increasing their currentconsumption, decreasing their futureconsumption, and maintaining the same level of savings

C.

Lenders maintaining the same level of current and futureconsumption, and increasing their savings

D.

Lenders maintaining the same level of currentconsumption, futureconsumption, and savings

E.

Borrowers maintaining the same level of current and futureconsumption, and increasing their savings

F.

Borrowers maintaining the same level of currentconsumption, futureconsumption, and savings