The cost of a home you want to purchase is $$190,000\mathrm{.}00$ To qualify for a mortgage, your lender wants a $20\%$ down payment. Your mortgage interest rate is $6\%$ for $20$ years and you have to pay $4$ points.

How much money do you need from the down payment?

How much will your mortgage be$?$

How will you have to pay for $4$ point?

What is the monthly payment?

By the end of the loan, the total of all my payments will be$?$

What is the total ineterst you will have paid on your mortgage by the end of the loan?