The current yield curve is inverted. The spot rates for zero-coupon bonds for the next few years are provided below. Due to a data glitch, the spot rate for this year (year 1) and the next year (year 2) are missing. What is the inferred short rate for the fifth year? Year 3 4 5 6 7 Spot rate (%) 2.49 2.41 2.21 2.32 2.68 1.41% 2.87% 9.02% 2.17% 4.87%