The current zero-coupon yield curve for risk-free bonds is as follows: Maturity (years) YTM 1 5.05% 2 5.54% 3 5.78% 4 5.97% 5 6.03% What is the risk-free interest rate for a five-year maturity? The risk-free interest rate for a five-year maturity is %. (Round to two decimal places.)