The customer can create an account in bank with criteria that the customer should be above $18$ years. In order to apply for credit card, users have to register with attributes like name, address, phone, email. With credit card, we can purchase with zero balance. In order to use this, the customer should pay EMI. If the maximum amount is rupees $500$ customers should pay $10\%$ EMI monthly. The user can get the credit card statement from bank either through mail or hard copy by post. If the card is missed, he can inform to the card. Every card has its validity period. After that a user can apply and get new card. At any time after paying the outstanding amount, the user can surrender the card. Identify the suitable process model for the above scenario.