The De Mari Family (old) lives in California, with a monthly income of $16,000 and $13,500 a month in expenses that are not insurance related. They have a primary residence (House Value $790,000) and a beach house (House Value $520,000), 3 cars (2023 Escalade IQ, 2022 Range Rover, Rivian RT) with clean driving records. They have 5 pets, 2 dogs (Ages 7,7) 1 cat (Age 3) 2 hamsters (Ages 4,6). They have 1 kid (Age 16). They also have 1 yacht (2018 Technomar Lamborghini). Identify the types of insurance this family will need and determine how much coverage they will need as well