1. The debtor will be denied a discharge if:

   		the debtor has been extravagant.
   		The debtor incurred debts because of his/her negligence.
   		The debtor received a discharge 11 years previously.
   		The debtor refused to obey a lawful order of the court.

2. The registration requirement of the Securities Act of 1933 applies to:_____________________.

   		the sale of stocks, bonds and other investment contracts.
   		the issuance of certificates of deposit by a bank
   		shares issued by non-profit corporations.
   		issues sold within a single state.

3. Jim buys an iPad from East Coast Electronics. East Coast Electronics agrees to provide 90% financing of the purchase price. Their agreement is known as a(n) _________.

   		future transaction.
   		purchase money security interest.
   		a floating lien.
   		transferred collateral interest.

4. All of the following are elements of an "investment contract" except :_______________

   		an investment of money.
   		a common enterprise.
   		an expectation of profits.
   		a money-back guarantee.

5. Certain transfers of property by a debtor to a creditor within 90 days of filing may be set aside by the bankruptcy trustee as a ____________________ transfers, and the transferred property recovered by the trustee.

   		predetermined.
   		preternatural.
   		preordained.
   		preferential.