The difference between the remaining loan balance at the beginning of the year and the remaining loan balance at the end of the year represents interest paid in that year. True False QUESTION 6 The capitalization rate that would be used for a warehouse with a AAA tenant and a 10-year lease that has annual increases will be lower than the capitalization rate used for an office building with 20 different leases all with local lawyers and accountants. True False QUESTION 7 The commercial lender will focus on the five attributes and the cashflow from the property while the residential lender will focus more on the credit and income of the borrower. True False