The doctrine of comparative negligence does what? Select one: O a reduces a defendant's liability by the degree to which the injured party was deem O b. eliminates a defendant's liability if the injured party was also negligent Oc eliminates a defendant's liability if the injured party was more negligent than the O d. eliminates a defendant's liability if the injured party had a chance to avoid the inju Motorcycles, ATVs, and other motorized vehicles should be covered by: Select one: a. a homeowner's poilcy O b. an automobile policy Oc a recreational vehicle policy O d. a single-user policy Forms HO-3, HO-4, and HO-5 are written on: Select one: O a. an occurrence liability basis O b. a cash value basis Oca replacement cost basis d. a special perils basis In a policy under Section 1, additional coverages include all of the following EXCEPT: Select one: O a. debris removal b. fine art Occredid cards d. trees and shrubs