The easiest way to save money is to pay yourself first. I have two piles of coins: Pile A has 4 quarters ($1.00) and Pile B has 3 quarters, a dime, and a nickel ($.90). Are these "basically" the same amount? Do you miss the other dime from Pile B? If you look at it and say not really, then take a dime out of every dollar you earn and put it away. This might be really easy.

Well, this "dime" represents 10% of your pay. If I suggest to put 10% of your pay away, most people would state "I can't live on what is left", etc., but when you look at it as a just a dime, then it is "easier" to save. Pay yourself the dime, before any other bills, etc.

Thoughts?