The elimination period in a disability insurance policy contract refers to the waiting period that an insured individual must satisfy after becoming disabled before they are eligible to receive benefit payments. During this period, which can vary in duration from a few days to several months depending on the specific terms of the policy, the individual is responsible for covering their expenses. Once the elimination period expires, the insurance benefits typically kick in, and the insurer starts making payments according to the terms of the policy. Generally, longer elimination periods result in lower premium costs, while shorter elimination periods mean higher premiums. Therefore, it's crucial for individuals to carefully consider their financial situation and ability to cover expenses during the elimination period when selecting a disability insurance policy, ensuring that they strike the right balance between premium costs and waiting time for benefits to begin