Would a typical common stock provide cash flows more like an annuity or more like an uneven cash flow stream? If you were 50 years old vs. your current age which financial product (stocks, annuites, bonds, or perpetuities) would you consider a better investment for now and later? Explain why.

How does the discount rate effect your everyday life?

How do you plan to save for the future? How much do you need to save for a graduate degree? A wedding? A home mortgage? A car? When do you plan on starting tosave and why?

What are good items to invest in that you believe will appreciate in value?

Do you believe in investing in goods that appreciate in value even if holding the asset is against your moral code?