The ENR for the first inventment choioe is 4. (Round to theeo decimal places.) decimal places) The amosit of money you rrust depost loday it 1 (Round fo the nea'mst cent.) You are considering two ways of financing a spring break vacation. You could put it on your credit card, at 15%. APR, compounded monthly. or borrow the money from your parents, Who want an Interest payment of 9% every ax mantis. Which is the lower rate? (Note: Be corcful not to round any infemediafe sfops less than six decimal pareea) The effective annual rate for your credit cand is 6. (Round to two decimal places.) The effective annual rate for the foan from your parents is 19. (Round to two decimal placens.) The ontion wer the lower eflective annual rate is (Seiect tram drop-down manu)