The factor during the savings and loan crisis that allowed small savers to escape banks, with their low interest rates, was the creation of Regulation Q the creation of subprime loans the invention of the MMMF the increase in demand for loanable funds Question 24 3 pt Regulation Q is still active today limited how much banks could pay depositors is an example of a usury law limited how much banks could charge for loans Which of the following is true about banks and interest? Banks earn interest on checkable deposits. Banks earn interest on their use of funds. Banks pay interest on loans. O A healthy bank has a negative net interest margin when rates are expected to fall