The Fair Debt Collection Practices Act prohibits which of the following practices by a debt collector? falsely representing himself as a lawyer telephoning the debtor at 8:00 a.m. visiting a debtor at work if the employer permits personal visits using neighbors to locate the debtor

a.falsely representing himself as a lawyer

b.telephoning the debtor at 8:00 a.m.

c.visiting a debtor at work if the employer permits personal visits

d.using neighbors to locate the debtor