The FDCPA prohibits creditor contact Blank______. (Check all that apply.) Multiple select question. at inconvenient times or at inconvenient places after the debtor gives written notice that they refuse to pay the debt and requests the agent to cease contact if the debtor owes less than $2,500 in total debt to that particular creditor after the collector is informed that the debtor is represented by an attorney if the debtor has the educational equivalent of a high school diploma or less