The financial information of BIT Bank and NAT Bank is shown as follows: BIT Bank (in millions) Assets Reserves Loans $48 Deposits $360 Bank Capital Liabilities $340 $68 NAT Bank (in millions) Assets Reserves Loans $48 Deposits $360 Bank Capital Liabilities $400 $8 Assume that both BIT Bank and NAT Bank have the same net profit after tax of $8 million. a. Calculate for each bank, BIT Bank and NAT Bank, its: i. return on assets (ROA); ii. return on equity (ROE); and iii. leverage ratio. Show all your calculations. 7 marks b. With reference to your answers in 5(a), which Bank (Bank BIT or Bank NAT) is more attractive for shareholders? Show your calculations to explain your answers. 5 Marks C. Which bank (Bank BIT or Bank NAT) is riskier in case of loan depreciation at $60 million? Explain. Show your calculations to explain your answers. 6 marks