(The financial marketplace: Financial Institutions) Insurance companies play several roles in the financial markets. (Select all that apply.) A. Insurance companies can provide other financial services, including equipment leasing, consumer finance and debt and loan insurance. B. Insurance company reserves can be used for investment purposes, including loans to individuals and businesses. C. Insurance companies pay out claims to insured individuals and businesses to cover insured losses D. An insurance company holds large reserves of collected premiums only to pay out any claim presented to the company. E. Insurance companies collect premiums from selling insurance to individuals and businesses