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The financial report for Hometown Insurer contains the following information: Earned premiums 3 5 7 8 4 4 4 Written premiums 5 1 7 9

The financial report for Hometown Insurer contains the following information:
Earned premiums 3578444
Written premiums 5179843
Net investment income 1469822
Incurred losses 2594826
Incurred underwriting expenses 2618419
What is Hometown Insurer's loss ratio?
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