The financial statements for First National Bank (FNB) are shown below: Balance Sheet First National Bank Liabilities and Equity Assets Demand deposits Small time deposits $6,350 10,600 4,000 3,050 3,000 Cash 610 2,150 4,850 2,505 17,125 (2,725) 2,485 $27,000 Demand deposits from other FIs Investments Jumbo CDs Federal funds purchased Equity Federal funds sold Loans Reserve for loan losses Premises Total liabilities/equity $27,000 Total assets Income Statement First National Bank $3,400 2,270 Interest income Interest expense Provision for loan losses 340 Noninterest income 300 Noninterest expense xes 580 80 a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA. (Round your answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your answer to 2 decimal places. (e.g., 32.16)) FNB's earning assets b. FNB's ROA FNB's asset utilization ratio d FNB's spread