The financial statements for First National Bank (FNB) are shown below: Assets Cash Demand deposits from other FIs Investments Federal funds sold Loans Reserve for loan losses Premises Balance Sheet First National Bank $ 610 Liabilities and Equity Demand deposits $ 6, 350 2, 150 Small time deposits 10, 600 4,850 Jumbo CDs 4,000 2,505 Federal funds purchased 3,050 17, 125 Equity 3,000 (2,725) 2, 485 $ 27,000 Total liabilities/equity $27,000 Total assets Income Statement First National Bank Interest income $ 3,400 Interest expense 2,270 Provision for loan losses 340 Noninterest income 300 580 80 Noninterest expense Taxes a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your percentage answer to 2 decimal places. (e.g., 32.16)) a. FNB's earning assets b. FNB's ROA C. FNB's asset utilization ratio d. FNB's spread % % %