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The financial statements for First National Bank (FNB) are shown below. $ 6,470 10,400 Assets Cash Demand deposits from other FIS Investments Federal funds sold

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The financial statements for First National Bank (FNB) are shown below. $ 6,470 10,400 Assets Cash Demand deposits from other FIS Investments Federal funds sold Loans Reserve for loan losses Premises Total assets Balance Sheet First National Bank Liabilities and Equity $ 590 Demand deposits 2,050 Small time deposits 4,750 Jumbo CDs 2,445 Federal funds purchased 16,925 Equity (2,525) 2,385 $ 26,620 Total liabilities/equity 3,900 2,950 2,900 $ 26,620 Income Statement First National Bank Interest income $ 3,300 Interest expense 2,210 Provision for loan losses 320 Noninterest income 280 Noninterest expense 560 Taxes 60 a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB's ROA (Round your percentage answer to 2 decimal places. (e.g. 32.16)) c. Calculate FNB's asset utilization ratio (Round your percentage answer to 2 decimal places. (e.g.. 32.16)) d. Calculate FNB's spread (Round your percentage answer to 2 decimal places. (e.g. 3216)) a % b FNB's earning assets FNB'S ROA FNB's asset utilization ratio FNB's spread G d

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