The financial statements for MHM Bank $($MHM$)$ are shown below:

Balance Sheet MHM Bank

Assets Liabilities and Equity

Cash and due from banks $ $1,950$ Demand deposits $ $10,650$

Demand deposits at other FIs $1,400$ Small time deposits $10,380$

Investments $6,140$ Jumbo CDs $7,700$

Federal funds sold $3,020$ Federal funds purchased $500$

Loans $($less reserve for loan losses of $2,700)20,120$ Other liabilities $2,380$

Premises $2,300$ Equity $3,320$

Total assets $ $34,930$ Total liabilities$/$equity $ $34,930$

Income Statement MHM Bank

Interest income $ $4,108$

Interest expense $2,094$

Provision for loan losses $400$

Noninterest income $730$

Noninterest expense $1,005$

Taxes $265$

a$.$ Calculate the dollar value of MHM$$s earning assets.

b$.$ Calculate the dollar value of MHM$$s interest$-$bearing liabilities.

c$.$ Calculate MHM$$s spread. $($Do not round intermediate calculations. Round your percentage answer to $3$ decimal places. $($e$.$g$.,32\mathrm{.}161))$

d$.$ Calculate MHM$$s interest expense ratio. $($Round your percentage answer to $3$ decimal places. $($e$.$g$.,32\mathrm{.}161))$