The financial statements for MHM Bank $($MHM$)$ are shown below:

Balance Sheet MHM Bank

Assets Liabilities and Equity

Cash and due from banks $ $1,980$ Demand deposits $ $10,680$

Demand deposits at other FIs $1,700$ Small time deposits $10,410$

Investments $6,200$ Jumbo CDs $7,730$

Federal funds sold $3,050$ Federal funds purchased $530$

Loans $($less reserve for loan losses of $3,000)20,180$ Other liabilities $2,740$

Premises $2,330$ Equity $3,350$

Total assets $ $35,440$ Total liabilities$/$equity $ $35,440$

Income Statement MHM Bank

Interest income $ $4,168$

Interest expense $2,134$

Provision for loan losses $700$

Noninterest income $760$

Noninterest expense $1,035$

Taxes $295$

a$.$ Calculate the dollar value of MHM$$s earning assets.

b$.$ Calculate the dollar value of MHM$$s interest$-$bearing liabilities.

c$.$ Calculate MHM$$s spread. $($Do not round intermediate calculations. Round your percentage answer to $3$ decimal places. $($e$.$g$.,32\mathrm{.}161))$

d$.$ Calculate MHM$$s interest expense ratio. $($Round your percentage answer to $3$ decimal places. $($e$.$g$.,32\mathrm{.}161))$