The financial statements for MHM Bank (MHM) are shown below:

a. Calculate MHMs total operating income.

b. Calculate MHMs asset utilization ratio

c. Calculate MHMs ROA.

d. Calculate the dollar value of MHMs earning assets.

e. Calculate the dollar value of MHMs interest-bearing liabilities.

f. Calculate MHMs spread.

g. Calculate MHMs net interest margin

h. Calculate MHMs interest expense ratio

Balance Sheet MHM Bank
Assets	Liabilities and Equity
Cash and due from banks $ 8,200	Demand deposits $ 35,600
Demand deposits at other FIs 9,100	Small time deposits 32,900
Investments 9,600	Jumbo CDs 12,000
Federal funds sold 9,400	Federal funds purchased 3,300
Loans (less reserve for loan losses of 10,400) 74,800	Other liabilities 16,200
Premises 8,900	Equity 20,000
Total assets $ 120,000	Total liabilities/equity$ 120,000

Income Items for MHM Bank

Interest income $ 9,380

Interest expense 3,856

Provision for loan losses 7,800

Noninterest income 6,044

Noninterest expense 4,300

Taxes (credit) - 132