The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets			Liabilities and Equity
Cash and due from banks	$	2,040	Demand deposits	$	10,740
Demand deposits at other FIs		2,300	Small time deposits		10,470
Investments		6,310	Jumbo CDs		7,790
Federal funds sold		3,110	Federal funds purchased		590
Loans (less reserve for loan losses of 3,600)		20,290	Other liabilities		3,440
Premises		2,390	Equity		3,410
Total assets	$	36,440	Total liabilities/equity	$	36,440

Income Statement MHM Bank
Interest income	$ 4,298
Interest expense	2,264
Provision for loan losses	1,300
Noninterest income	820
Noninterest expense	1,095
Taxes	355

a.	Calculate the dollar value of MHMs earning assets.

MHMs earning assets

$

b.	Calculate the dollar value of MHMs interest-bearing liabilities.

MHMs interest-bearing liabilities

$

c.	Calculate MHMs spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))

MHMs spread

%

d.	Calculate MHMs interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161))

MHMs interest expense ratio

%