The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets			Liabilities and Equity
Cash and due from banks	$	2,020	Demand deposits	$	10,720
Demand deposits at other FIs		2,100	Small time deposits		10,450
Investments		6,280	Jumbo CDs		7,770
Federal funds sold		3,090	Federal funds purchased		570
Loans (less reserve for loan losses of 3,400)		20,260	Other liabilities		3,220
Premises		2,370	Equity		3,390
Total assets	$	36,120	Total liabilities/equity	$	36,120

Income Statement MHM Bank
Interest income	$ 4,258
Interest expense	2,224
Provision for loan losses	1,100
Noninterest income	800
Noninterest expense	1,075
Taxes	335

a.	Calculate the dollar value of MHMs earning assets.

MHMs earning assets

$

b.	Calculate the dollar value of MHMs interest-bearing liabilities.

MHMs interest-bearing liabilities

$

c.	Calculate MHMs spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))

MHMs spread

%

d.	Calculate MHMs interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161))

MHMs interest expense ratio

%