The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets			Liabilities and Equity
Cash and due from banks	$	2,010	Demand deposits	$	10,710
Demand deposits at other FIs		2,000	Small time deposits		10,440
Investments		6,270	Jumbo CDs		7,760
Federal funds sold		3,080	Federal funds purchased		560
Loans (less reserve for loan losses of 3,300)		20,230	Other liabilities		3,100
Premises		2,360	Equity		3,380
Total assets	$	35,950	Total liabilities/equity	$	35,950

Income Statement MHM Bank
Interest income	$ 4,238
Interest expense	2,194
Provision for loan losses	1,000
Noninterest income	790
Noninterest expense	1,065
Taxes	325

a.	Calculate the dollar value of MHMs earning assets.

MHMs earning assets

$

b.	Calculate the dollar value of MHMs interest-bearing liabilities.

MHMs interest-bearing liabilities

$

c.	Calculate MHMs spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))

MHMs spread

%

d.	Calculate MHMs interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161))

MHMs interest expense ratio

%