The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets				Liabilities and Equity
Cash and due from banks	$	2,110		Demand deposits	$	10,810
Demand deposits at other FIs		3,000		Small time deposits		10,540
Investments		6,450		Jumbo CDs		7,860
Federal funds sold		3,180		Federal funds purchased		660
Loans (less reserve for loan losses of 4,300)		20,420		Other liabilities		4,270
Premises		2,460		Equity		3,480
Total assets	$	37,620		Total liabilities/equity	$	37,620

Income Statement MHM Bank
Interest income	$	4,448
Interest expense		2,404
Provision for loan losses		2,000
Noninterest income		890
Noninterest expense		1,165
Taxes		425

a. Calculate the dollar value of MHMs earning assets. b. Calculate the dollar value of MHMs interest-bearing liabilities. c. Calculate MHMs spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161)) d. Calculate MHMs interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161))