The financial statements for MHM Bank (MHM) are shown below. Balance Sheet MHM Bank Assets Cash and due from banks $ 1,920 Demand deposits at other FIS 1,100 Investments 6,080 Federal funds sold 2,990 Loans (less reserve for loan losses of 2,400) 20,840 Premises 2,270 Total assets $34,400 Liabilities and Equity Demand deposits Small time deposits Jumbo CDs Federal funds purchased Other liabilities Equity Total liabilities/equity $19,620 10,350 7,670 470 2,000 3,290 $34,400 Income Statement Mt Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes $4,048 2,024 100 700 975 235 a. Calculate the dollar value of MHM's earning assets. b. Calculate the dollar value of MHM's interest-bearing liabilities. c. Calculate MHM's spread. (Do not round Intermediate calculations. Round your answer to 3 decimal places. (e.g. 32.161)) d. Calculate MHM's interest expense ratio. (Round your answer to 3 decimal places. (e.g. 32.161)