The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets				Liabilities and Equity
Cash and due from banks	$	2,000		Demand deposits	$	10,700
Demand deposits at other FIs		1,900		Small-time deposits		10,430
Investments		6,240		Jumbo CDs		7,750
Federal funds sold		3,070		Federal funds purchased		550
Loans (less reserve for loan losses of 3,200)		20,210		Other liabilities		2,970
Premises		2,350		Equity		3,370
Total assets	$	35,770		Total liabilities/equity	$	35,770

Income Statement MHM Bank
Interest income	$	4,208
Interest expense		2,184
Provision for loan losses		900
Noninterest income		780
Noninterest expense		1,055
Taxes		315

a. Calculate the dollar value of MHM’s earning assets.
b. Calculate the dollar value of MHM’s interest-bearing liabilities.
c. Calculate MHM’s spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. )
d. Calculate MHM’s interest expense ratio. (Round your answer to 3 decimal places. )

A. MHM's earning assets_______

B. MHM's interest-bearing liabilities________

C. MHM's Spread_________%

D. MHM's interest expense ratio_________%