The financial statements for MHM Bank (MHM) are shown below. Assets Cash and due from banks Denand deposits at other FIS Investments Federal funds sold Loans (less reserve for loan losses of 2,600) Premises Total assets Balance Sheet MM Bank Liabilities and Equity $ 1,940 Demand deposits 1,300 Small time deposits 6, 110 Jumbo CDs 3,010 Federal funds purchased 20,090 Other liabilities 2,290 Equity $ 34,740 Total Habilities/equity $ 10,640 10,370 7,690 490 2,240 3,310 $ 34,740 Income Statement MM Bank Interest income Interest expense Provision for loan losses Nanainterest income Noninterest expense Taxes $ 4,098 2,064 300 720 995 255 a. Calculate the dollar value of MHM's earning assets. b. Calculate the dollar value of MHM's interest-bearing liabilities. c. Calculate MHM's spread. (Do not round intermediate calculations. Round your percentage answer to 3 decimal places. (e.g. 32.161)) d. Calculate MHM's interest expense ratio, (Round your percentage answer to 3 decimal places. (e.g., 32.161))