The financial statements for MHM Bank (MHM) are shown below:

Balance Sheet MHM Bank
Assets			Liabilities and Equity
Cash and due from banks	$	1,980	Demand deposits	$	10,680
Demand deposits at other FIs		1,700	Small time deposits		10,410
Investments		6,200	Jumbo CDs		7,730
Federal funds sold		3,050	Federal funds purchased		530
Loans (less reserve for loan losses of 3,000)		20,180	Other liabilities		2,740
Premises		2,330	Equity		3,350
Total assets	$	35,440	Total liabilities/equity	$	35,440

Income Statement MHM Bank
Interest income	$ 4,168
Interest expense	2,134
Provision for loan losses	700
Noninterest income	760
Noninterest expense	1,035
Taxes	295

a.	Calculate the dollar value of MHMs earning assets.

MHMs earning assets

$

b.	Calculate the dollar value of MHMs interest-bearing liabilities.

MHMs interest-bearing liabilities

$

c.	Calculate MHMs spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))

MHMs spread

%

d.	Calculate MHMs interest expense ratio. (Round your answer to 3 decimal places. (e.g., 32.161))

MHMs interest expense ratio

%