The financial statements for THE Bank are shown below: Assets Cash Demand deposits from other FIS Investments Federal funds sold Loans Reserve for loan losses Premises Total assets Balance Sheet THE Bank Liabilities and Equity $ 400 Demand deposits Small time deposits 2,000 Jumbo CDs 1,100 Federal funds purchased 6,900 Equity (700) 950 $11,450 Total liabilities/equity $ 2,650 5,000 1,625 1,200 975 $11,450 Income Statement THE Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes $2,560 1,830 120 440 530 a. Calculate THE Bank's earning assets. b. Calculate THE Bank's ROA. (Round your answer to 3 decimal places. (e.g., 32.161)) c. Calculate THE Bank's total operating income. d. Calculate THE Bank's spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161)) b. THE Bank's earning assets THE Bank's ROA THE Bank's total operating income THE Bank's spread You have been asked to analyze First Union Bank. You have only the following information on the bank at year-end 2015: Net income is $310,000, total debt is $3.0 million, and the bank's debt ratio is 60 percent. What is First Union Bank's ROE for 2015? (Do not round intermediate calculations. Round your answer to 2 decimal places. (e.g., 32.16)) Return on equity %