The financial statements for THE Bank are shown below:

Balance Sheet THE Bank
Assets					Liabilities and Equity
Cash	$	220			Demand deposits	$	2,470
Demand deposits from other FIs		620			Small time deposits		4,820
Investments		1,820			Jumbo CDs		1,445
Federal funds sold		920			Federal funds purchased		1,020
Loans		6,920			Equity		815
Reserve for loan losses		(700	)
Premises		770
Total assets	$	10,570			Total liabilities/equity	$	10,570

Income Statement THE Bank
Interest income	$	2,470
Interest expense		1,650
Provision for loan losses		100
Noninterest income		260
Noninterest expense		430
Taxes		60

a. Calculate THE Banks earning assets. b. Calculate THE Banks ROA. (Round your answer to 3 decimal places. (e.g., 32.161)) c. Calculate THE Banks total operating income. d. Calculate THE Banks spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))