The financial statements for THE Bank are shown below:

Balance Sheet THE Bank
Assets					Liabilities and Equity
Cash	$	260			Demand deposits	$	2,510
Demand deposits from other FIs		660			Small time deposits		4,860
Investments		1,860			Jumbo CDs		1,485
Federal funds sold		960			Federal funds purchased		1,060
Loans		6,960			Equity		895
Reserve for loan losses		(700	)
Premises		810
Total assets	$	10,810			Total liabilities/equity	$	10,810

Income Statement THE Bank
Interest income	$	2,470
Interest expense		1,690
Provision for loan losses		110
Noninterest income		300
Noninterest expense		470
Taxes		40

a. Calculate THE Banks earning assets. b. Calculate THE Banks ROA. (Round your answer to 3 decimal places. (e.g., 32.161)) c. Calculate THE Banks total operating income. d. Calculate THE Banks spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))