The firm wants a 12% rate of return on any avoidable increments of investment. Which equipment should be purchased? The Financial Advisor is a weekly column in the local newspaper. Assume you must answer the following question. "I need a new car that I will keep for 5 years. I have three options. I can pay $35,945 now. make monthly payments for a 4% 5-year loan with 10000 down, or make lease payment of S550 per month for the next 5 years. The lease option also requires a security deposit of $1500. What should I do?" Assume that the number of miles driven matches the assumptions for the lease, and the vehicle's value after 5 years is S7000. Remember (hat leave payments are made at the beginning of the month, and the salvage value is received only if you own the vehicle. Develop the CFD for each option