The firm XYZ is considering two investment projects: project L and project S. Both projects take three years to finish and require an initial investment outlay of $200,000. On one hand, the firm expects the following cash flows from project L: CF1= 20,000; CF2=120,000; CF3=160,000. On the other hand, the firm expects the following cash flows from project S: CF1= 140,000; CF2=100,000; CF3=40,000. Do NPV profiles of these two projects cross over? If so, what is the cross-over rate?

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