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The following are all the financial statement of the Bank A. Please build a profit & loss table first, and calculate the following 4 in
The following are all the financial statement of the Bank A. Please build a profit & loss table first, and calculate the following 4 in $ unit: 1. Net fees & commissions income; 2. Bank revenues; 3. Earnings before taxes; 4. Net income. Make sure to show all the steps of calculations and formulas.
Assets | |
Overnight | 17,500.00 |
Marketable securities | 340,245.00 |
Investment book | 252,679.00 |
Trading | 87,566.00 |
Customer loans | 897,370.00 |
Enterprise | 567,600.00 |
Consumer | 329,770.00 |
Equity participations | 47,880.00 |
FinTech payments | 34,980.00 |
Noncore | 12,900.00 |
Branch network and IT | 58,900.00 |
Assets Total | 1,361,895.00 |
Liabilities and equity | |
Interest bearing liabilities | |
Overnight | 16,500.00 |
Bonds issued | 97,890.00 |
Syndicated loans | 327,777.00 |
Customer deposits | 749,234.00 |
Other liabilities | 53,199.00 |
Shareholders Equity | 117,295.00 |
Liabilities and equity total | 1,361,895.00 |
A. Overnight position | |
Interest income or expense | 1,250.00 |
B. Securities business | |
Interest income on investment portfolio | 7,580.37 |
Interest income on trading portfolio | 975.00 |
Trading gains | 784.00 |
Operating expense | (340.25) |
Risk cost | - |
C. Enterprise loan assets | |
Interest income | 28,380.00 |
Net fees & commissions income | 17,028.00 |
Operating expense | (11,352.00) |
Risk cost | (1,986.60) |
D. Consumer loan assets | |
Interest income | 23,083.90 |
Noninterest income | 11,541.95 |
Operating expense | (9,893.10) |
Risk cost | (1,483.97) |
E. Breakdown of interest expense | |
Bonds issued | (1,231.00) |
Syndicated loans | (5,692.00) |
Deposits | (1,354.00) |
F. Equity participations | |
FinTech income or cost | - |
Noncore dividend income | 1,575.00 |
Operating expense | - |
Risk cost | - |
G. Tax rates | - |
Corporate income tax | 20% |
Taxes on gains and dividends | 15% |
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